Fresh Openings at Rand Merchant Bank – 6 March, 2026
Job Description
Job Description
- To implement appropriate financial controls in assisting to reach compliance in accounting processes and regulatory requirements through preparation and verification of daily and monthly Profit and Loss contributing to a sound control environment
Are you someone who can:
- Validate PnL movements, investigate variances and provide daily commentary for reporting to front office, finance management and business unit executives.
- Promote teamwork and inclusivity amongst team members and demonstrate behaviours that respect diversity.
- Lead and facilitate difficult conflict situations into agreements.
- Improve efficiencies to reduce operational risks and cost to serve.
- Report relevant PnL and balance sheet positions and review the applicable reconciliations, identifying and resolving any issues.
- Ensure that internal financial controls over PnL are operating effectively.
- Liaise with operations teams to resolve any settlement issues.
- Liaise with platform support teams to resolve any source system issues.
You will be an ideal candidate if you:
- Have a Finance/Risk related qualification
- Solid financial markets experience is key
- Deep knowledge of various financial instruments
Deadline:8th March,2026
- The Head of Short-Term Lending is a senior leadership role responsible for overseeing and managing the bank’s short-term lending portfolio, including General Banking Facilities (GBF), Money Market (MM), Short-Term Loans, and Trade Loans.
- The role requires strong technical expertise, a strategic mindset, and the ability to lead a team across both front-office origination and middle-office operations. This leader will be responsible for ensuring effective risk management, operational efficiency, and revenue growth while maintaining compliance with regulatory requirements.
Key Responsibilities:
Business Strategy & Growth – Capacity planning and capability management
- Define and execute the strategy for the short-term lending business in alignment with the bank’s overall objectives and what is required to manage the capacity and volume.
- Develop and maintain strong relationships with corporate and institutional clients to enhance lending activities and understand the operations.
- Monitor market trends and competitor activities to identify opportunities for innovation.
Product & Risk Management
- Oversee and manage the bank’s short-term lending portfolio, ensuring prudent risk management and adherence to credit policies.
- Work closely with the credit and risk functions to establish appropriate credit frameworks and policies for short-term lending products.
- Ensure effective operations and scalability of the execution of the end to end operating model of STL products.
- Monitor and manage portfolio performance, identifying potential stress points and mitigating risks proactively.
Operational Oversight (Including Middle Office Supervision)
- Ensure smooth coordination between front office lending teams and middle-office operations, ensuring accurate processing, monitoring, and reporting of loan transactions.
- Oversee loan booking, documentation, settlements, and post-trade processes to ensure efficiency and accuracy.
- Implement automation and process enhancements to improve operational effectiveness and reduce risk.
- Ensure full regulatory and internal compliance across all short-term lending activities.
Leadership & Team Development
- Lead, mentor, and develop a team of lending professionals, fostering a high-performance and client-centric culture.
- Collaborate with other divisions, including risk, compliance, treasury teams, and technology, to ensure seamless execution of lending operations.
- Ensure continuous professional development for the team, equipping them with the skills and knowledge required to manage the evolving lending landscape.
Technical & Professional Requirements:
Technical Expertise
- In-depth knowledge of short-term lending products, including GBF, MM, trade finance loans, and short-term structured loans.
- Strong understanding of credit risk assessment, loan structuring, and pricing models.
- Knowledge of treasury, liquidity management, and capital markets in relation to short-term lending.
- Deep understanding of regulatory requirements for short-term lending and trade finance, ensuring compliance with Basel, IFRS 9, and local regulatory frameworks.
- Experience in middle-office functions, ensuring smooth loan administration, settlements, and risk controls.
Leadership & Stakeholder Management
- Proven ability to lead and develop high-performing teams across front-office and middle-office functions.
- Strong interpersonal and negotiation skills, capable of managing complex client relationships.
- Ability to collaborate with senior executives and influence decision-making at the highest level.
- Experience in managing cross-functional projects, including digital transformation and automation initiatives.
You Will Be An Ideal Candidate If You:
- have Bachelor’s or Master’s degree in Finance, Economics, Business Administration, or related fields.
- have 8-10 years of experience in short-term lending, corporate banking, or treasury operations, with at least 5 years in a leadership role.
- have experience with lending technology platforms, loan origination systems, and trade finance processing systems preferred.
- have strong analytical skills and ability to interpret financial and market data.
Key Success Metrics:
- Growth and profitability of the short-term lending portfolio relative to capacity.
- Efficiency and accuracy of middle-office operations.
- Compliance with regulatory and risk management frameworks.
- Team performance, engagement, and development.
Job Description
- As an eStructurer, you will support the pricing and hedging of complex derivatives by staying informed of developments in financial markets, quantitative methods, technology and regulatory requirements. You will ensure that solutions balance profitability, client requirements and strong risk principles.
- You will price products, validate consistency with market levels and ensure accurate booking of transactions. You will manage the flow of information between Structuring, Sales and Trading. You will take ownership of pricing tools: helping to build curves, improve risk calculations, interpret stresses and integrate add-ons such as XVA into the pricing framework.
- You will assist with troubleshooting booking issues and downstream system challenges throughout the trade lifecycle. You will participate in reviewing and refining end‑to‑end processes, suggesting innovative improvements to enhance efficiency, minimize redundancy and support technology enablement across the business.
Hello Future eStructurer
- Join our Electronic Structuring team and help shape the next generation of pricing, risk and electronic trading capabilities across our business. You will play a leading role in designing, building and maintaining the tools that power our markets franchise. This includes curve building, derivatives pricing, risk and hedging analytics, trade autobooking workflows and XVA pricing integration.
- We are looking for someone who thrives at the intersection of structuring, quantitative modelling and software engineering. Someone who also enjoys solving complex problems, improving processes and delivering technology‑enabled trading solutions.
Are You Someone Who Can
- Control expenditure and identify process improvements to contain and reduce costs.
- Technical proficiency in pricing, booking and hedging of financial instruments.
- Ability to match client and bank requirements in a profitable manner.
- Develop, encourage and nurture collaborative relationships across area of specialisation.
- Participate in planned activities that are appropriate for own development.
- Ensure development and continuous value add improvement to operational processes.
- Manages risks in own area of responsibility.
- Compile reports that track progress and guide business to make informed decisions.
- Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation.
- Creates solutions to meet customer demands to deliver internal and external customer service excellence through adherence to quality service standards.
- Identify and utilize opportunities for revenue growth to deliver on sales targets.
You Will Be An Ideal Candidate If You Have:
- Relevant Degree in Financial Mathematics, Statistics, or similar
- 8 years plus experience in Derivatives and Financial Markets
- Banking / Global Markets experience
You will have access to:
- Opportunities to network and collaborate
- Challenging working
- Opportunities to innovate
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